Privacy Policy

At BoscoeInsurance, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Request an insurance quote
• Purchase an insurance policy
• File a claim
• Register for an online account
• Contact our customer service
• Subscribe to our newsletter

Types of Personal Information

• Name, address, email address, and phone number
• Date of birth and Social Security number
• Driver's license number and vehicle information
• Medical history and health information
• Financial information and payment details
• Employment and income information

Automatically Collected Information

When you access our website, we automatically collect certain information including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on our site
• Referring website addresses
• Clickstream data and cookies

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain our insurance services
• To process your insurance applications and claims
• To verify your identity and prevent fraud
• To communicate with you about your policies and claims
• To send you important notices and updates
• To improve our website and services
• To comply with legal and regulatory requirements
• To send marketing communications (with your consent)
• To conduct research and data analysis

3. Information Sharing and Disclosure

We may share your information with:

Service Providers

Third-party companies that perform services on our behalf, such as payment processing, data analysis, email delivery, and customer service.

Insurance Partners

Insurance carriers, reinsurers, and other insurance industry participants as necessary to provide our services.

Legal Requirements

Government authorities, regulators, or law enforcement when required by law or to protect our rights and the safety of our customers.

Business Transfers

In connection with any merger, sale, or transfer of company assets, your information may be transferred to the acquiring entity.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Encryption of sensitive data in transit and at rest
• Regular security assessments and audits
• Access controls and authentication procedures
• Employee training on data protection
• Secure data centers and backup systems

However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5. Your Privacy Rights

Depending on your location, you may have the following rights:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Opt-Out: Opt-out of marketing communications
• Data Portability: Request a copy of your data in a portable format
• Objection: Object to certain processing of your information

To exercise these rights, please contact us at support@boscoeinsuranceservices.live

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect and track information about your browsing activities. You can control cookies through your browser settings, but disabling cookies may affect your ability to use certain features of our website.

Types of cookies we use:

• Essential Cookies: Required for website functionality
• Analytics Cookies: Help us understand how visitors use our site
• Marketing Cookies: Used to deliver relevant advertisements
• Preference Cookies: Remember your settings and preferences

7. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete such information.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to read the privacy policies of any third-party sites you visit.

9. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know whether personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to deletion of personal information
• Right to non-discrimination for exercising CCPA rights

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically for any changes.