Business Insurance Coverage
Comprehensive protection for your business operations, assets, employees, and liability exposure.
What's Covered
Complete business insurance solutions to protect your operations and minimize risk
General Liability
Protection against third-party bodily injury, property damage, and advertising injury claims.
Property Insurance
Coverage for buildings, equipment, inventory, and business property from various perils.
Business Interruption
Replaces lost income and covers operating expenses if business operations are suspended.
Professional Liability
E&O coverage for errors, omissions, or negligence in professional services provided.
Cyber Liability
Protection against data breaches, cyberattacks, and digital security incidents.
Workers' Compensation
Covers medical expenses and lost wages for employees injured on the job.
Choose Your Plan
Select the business insurance package that matches your company's size and needs
Startup Package
Essential coverage for small businesses and startups (1-5 employees)
- General liability $1M
- Property coverage $100K
- Cyber liability basic
- Business interruption
Standard Business
Comprehensive protection for growing businesses (6-25 employees)
- General liability $2M
- Property coverage $500K
- Professional liability E&O
- Cyber liability comprehensive
- Workers' compensation
- Equipment breakdown
Enterprise
Maximum protection for established businesses (25+ employees)
- General liability $5M
- Property coverage $2M
- Professional liability $2M
- Cyber liability premium
- D&O insurance included
- Dedicated account manager
Business Insurance FAQs
What is general liability insurance?
General liability protects your business from claims of bodily injury, property damage, and personal/advertising injury caused by your operations, products, or employees. It's essential coverage for virtually every business.
Do I need cyber insurance?
If your business stores any customer data, accepts credit cards, or uses computers, cyber insurance is crucial. It covers data breaches, ransomware attacks, business interruption from cyber events, and notification costs.
How is workers' compensation calculated?
Workers' comp premiums are based on your payroll, industry classification codes, and claims history. Rates vary by state and job classification risk level. We'll provide an accurate quote based on your specific business.
What's the difference between general liability and professional liability?
General liability covers bodily injury and property damage. Professional liability (E&O) covers claims of negligence, errors, or failure to perform professional services. Service-based businesses need both types.
Protect Your Business Today
Get a customized business insurance quote tailored to your industry and needs.